Lasting Power of Attorney – Pathway By Whiteleaf Financial Limited

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Lasting Power of Attorney

A Lasting Power of Attorney is a legal document that lets you decide who can manage your affairs on your behalf if you are unable to do so.

What Happens If You Become Incapacitated Without a Power of Attorney in Place?

You’ll be denied access to your bank accounts, and you will have to apply the Court of Protection to access your finances, including any pension or insurance payments.

The Local Council will make decisions on your health and well-being on behalf of your loved ones, including end of life care.

You won’t be able to sell your properties.

There are two types of lasting power of attorney as follows:

Your Money and Property
Your Health and Welfare

It is recommended that both are made and registered with the Office of the Public Guardian.

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Financial protection policies typically have no cash in value at any time and cover will cease at the end of the term. If premiums stop, then cover will lapse. A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The value of your investments (and any income from them) can go down as well as up, which would have an impact on the level of pension benefits available. If you wish to register a complaint, please write to or telephone Alero Harvey-Koroma. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.

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